Common claim risks in Texarkana
- Ice storms
- Tornadoes
- Tropical remnants
- Fallen pines
- Hail
Ice, wind and tropical remnants
The December 2000 ice storms hit southwest Arkansas especially hard, coating Texarkana and surrounding counties in heavy ice and causing long power outages and widespread tree damage. Tornadoes and severe thunderstorms are a spring and fall risk, and remnants of Gulf hurricanes, such as Laura in August 2020, have brought strong gusts and fallen pines to the region.
Housing and buildings
- Older central neighborhoods: early and mid-20th-century homes, many on pier-and-beam foundations.
- Suburban Miller County: newer brick and siding homes with composition roofs.
- Rural property: homes surrounded by tall pines, where a single wind event can bring several trees down at once.
- Commercial corridors: retail, restaurants and warehouses along the interstate.
Tree damage claims
Many policies limit tree removal to a set amount per tree and per event, and only when a tree damages a covered structure. We document every impact, the structural repairs and the removal costs separately so the limits are applied correctly.
Appraisal services in Texarkana
Every Arkansas Insurance Appraiser service is available to property owners in Texarkana and the rest of Miller County, including:
- Appraisal Clause Representation
- Homeowner Claim Appraisal
- Commercial & HOA Claim Appraisal
- Roof & Hail Damage Appraisal
- Tornado & Wind Damage Appraisal
- Hurricane Remnant & Tropical Storm Claims
- Water Damage Claim Appraisal
Questions from Texarkana property owners
Does it matter which side of the state line my property is on?
Yes. Insurance rules follow the state where the property sits. We handle property on the Arkansas side.
Are tree removal costs covered after an ice storm?
Often only when the tree damages a covered structure, and subject to limits. We help document them.
Do you cover Hope, Magnolia and El Dorado?
Yes, all of southwest and south Arkansas.
