How the Appraisal Clause Works in an Arkansas Policy
A plain-English walk through the appraisal condition found in most Arkansas property policies, and the mistakes that weaken it.
Guides
Insurance Appraisal Guides for Arkansas Owners
Practical reading on Arkansas policy language, documentation and claim strategy, from the appraisal clause to ice storms and river floods.
Labor Depreciation and ACV Payments in Arkansas
Your first check is usually actual cash value. How depreciation was calculated, including on labor, can change it by thousands.
Ice Storm Insurance Claims: Trees, Gutters and Roofs
Freezing rain is Arkansas’s quiet catastrophe. Here’s how ice storm claims work and where they get underpaid.
After an Arkansas Tornado: The First 30 Days of Your Claim
A practical checklist for the month after a tornado, when the decisions you make shape the whole claim.
Hail Damage Documentation for Northwest Arkansas Roofs
Benton and Washington counties see more hail than most of the state. Good documentation decides how those roof claims end.
River Flooding vs. Wind Damage: Where Policies Draw the Line
After the 2019 Arkansas River flood and every big storm since, the line between flood and wind has shaped thousands of claims.
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