Appraisal Readiness Checklist: Is Your File Ready?

1. Has the carrier accepted coverage for at least part of the loss?YesNo
2. Do you have the carrier’s complete, line-item estimate?YesNo
3. Do you have your own itemized estimate?YesNo
4. Do you have dated photos taken soon after the loss?YesNo
5. Have you read your policy’s appraisal paragraph?YesNo
6. Do you know your replacement-cost and suit-limitation deadlines?YesNo
7. Has all hidden damage been opened up and documented?YesNo
8. Are temporary repairs done and receipts saved?YesNo
9. Do you have your current declarations page?YesNo
10. Is your carrier correspondence organized by date?YesNo
11. Is the gap more than about 10% or $5,000?YesNo
12. Did you submit proof of loss if one was requested?YesNo

Clear answers